Prepaid cards are technically a type of debit card. Issued by a financial institution or credit card company—Visa, MasterCard, and Discover all offer them—they are deposited or "loaded" with a certain amount of money. They then can be used in person or online to purchase items or pay bills. They can also be used at ATMs to withdraw cash.

The amount of money deposited or "loaded" onto the card represents the card's credit limit—that is, how much can be charged on it. Once the balance on the card had been exhausted, the card is worthless, unless more funds are deposited on it. In fact, a prepaid debit card can be used repeatedly, so long as the cardholder keeps adding money to the card. It may carry a monthly fee, however.you can easily buy prepaid cards from headquarterscomplaints.org

Closed loop gift cards are often marketed by stores, allowing a cardholder to purchase anything from that specified retailer. Closed loop cards can generally only be used with a single merchant, either at the store or on its website. However, if one company owns several different retailers, it might issue gift cards that can be used at any of them. Gap Inc. (GPS) is one such corporation: Its cards can usually be used interchangeably at any of its affiliated stores, including Gap, Banana Republic, Old Navy, and Athleta.